Accept UPI on your website straight into your own bank account. Orders confirm on their own the moment your bank sends its credit alert.
₹1 per successful payment · first 100 every month free · no setup fee
Confirms in seconds
Your bank's credit alert confirms the order automatically. Customers never type a UTR.
Money goes straight to you
Customers pay your own UPI ID. Payluma never touches your funds.
Bank-verified only
Only DKIM-signed alerts from your bank count, so a fake email can't confirm an order.
Manual approve when needed
Wrong amount or late payment? Approve it from the dashboard and your site updates too.
API, webhooks, payment links
Signed webhooks with retries, a simple REST API, and no-code payment pages.
Unmatched-payment inbox
Every credit we couldn't match waits for you, so no payment is ever lost.